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When you can do anything from
your phone, why not your loans?

Imagine the bank, which maintains payroll account, offer you small short-term loans, that is enough to cater to your temporary needs.

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foneloan is your digital lending partner that enables you to get loan from your smartphone on-the-go. For the first time in Nepal, you can now get loan from your bank’s mobile banking app without any Collateral, Bank Visit or Paperworks through foneloan.

What Image

These pre-approved loans are available to banking customers deemed eligible by an automated analytics system as per the criteria set by banks. You can avail foneLoan for cash emergencies including medical expenses, purchases, travel and education expenses.

Get loan in a few taps

01

Login

to your Mobile Banking app

Step 1
02

Register

with your details

Step 2
03

Verify

your email address

Step 3
04

Apply

your desired loan amount

Step 4

Our Products

Access foneloan for anything and everything you need or want.

Payday Loan

Payday Loan

Payday Loan is a digital lending service to provide small short term loans to customers instantly, through bank’s mobile banking application. The target customers are limited to salaried people, fonepay and the banks are planning to extend the services to the other customer who has a passive source of revenue including rental income, pension, and others.

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EMI

These pre-approved loans are available to banking customers deemed eligible by an automated analytics system as per the criteria set by the bank. Be it for cash emergencies, meeting regular needs or fulfilling ones wishes, foneloan is readily and instantly available to banking customers, anytime anywhere.

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EMI
Buy Now, Pay Later

Buy Now, Pay Later

Now it will be much easier to shop on credit. You can replace your credit card with Foneloan service. Here, you just need to scan the QR code through your mobile banking app and get an instant loan. You can then pay in equal monthly installments (EMI) or pay the whole loan amount at once.

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Our journey so far

100K+

total registered users

115K+

no. of loans disbursed

2.45B+

loan amount disbursed

Partnered with reputed banks

  • Citizens Bank
  • Kumari Bank
  • Laxmi Bank
  • Nepal Investment Mega Bank
  • Nabil Bank
  • Prabhu Bank Ltd.
  • Machhapuchhre Bank Limited
  • Everest Bank

Hear from our clients

Still have queries?

Reach us