How to Apply?

Let's learn how you can apply for foneloan with a step-by-step process.

Step 1

Step 1

Login to your bank’s mobile banking app

  • Open your Bank's Mobile Banking App
  • Enter your credentials and login.

Step 2


  • Once logged in, you will see the foneloan icon on the main dashboard. Please note that the icon is only visible to customers who are eligible for foneloan.
  • Tap on ‘Register Now’ and enter the required information.
  • You will receive an email from your bank containing a link. Click on the link to verify your email address and complete the registration process.
Step 2
Step 3

Step 3


  • You will get a fresh verification link on your email account.
  • Tap on the Link to verify your account.

Step 4


  • Once registered, the foneLoan icon on your mobile banking dashboard will show the ‘Apply Now’ button.
  • Tap on ‘Apply Now’ and enter the loan amount and the payback date.
  • If the loan amount is within your pre-approved limit and payback date is valid, the system will display the loan details (interest, charges, payable amount, etc.) along with the Terms & Conditions of the loan.
  • Check on ‘I Agree’ and tap on ‘Proceed’.
  • You will receive a 4 digit OTP code via sms on your mobile phone. Enter the OTP and tap on ‘Confirm’.
Step 4

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