About foneloan

Foneloan is a digital financing product for banks to provide small short-term loans to banks' customers through mobile banking.

Customers can directly avail foneloan’s different services directly through their bank’s mobile banking apps. The customers can use the mobile banking apps to register, and apply for foneloan. An analytical software called “Decision Analytics” is used to identify the eligible customers, based on the criteria set by the banks. The customers can avail loans within their pre-approved foneloan limit, which is based on their transaction history and other parameters set by the respective banks. Loan approval happens automatically and the loan amount is deposited to the customer’s bank account instantly, with the whole process completed within a few minutes.

Tiger on a Cliff

Our Core Values (TIGER) standing atop our Culture Pillars (CLIFF)

Tiger on a Cliff

We start with Trust

We are committed to honesty and reliability in all our relationships to ensure that we trust each other and our customers trust us.

A Culture of Collaboration

Individuals work collectively towards a greater common goal by sharing knowledge, ideas, and resources with mutual trust for one another.

We are driven by Integrity

We are guided by the highest moral and ethical standards and take full responsibility of our actions while caring deeply about the outcomes.

A Culture of Learning

Gritty Individuals and teams embrace each challenge and setback as an opportunity to adapt, re-strategize, and grow.

We work with Grit

We strive for excellence and remain focused and resilient to overcome all challenges even when faced with adversity.

A Culture of Innovation

Everyone is focused on creating leading-edge solutions based on empathy by putting customers at the core of everything.

We embrace Empathy

We put ourselves in the shoes of others to understand their feelings and perspectives to create an environment for human-centric relationships and customer-centric innovations.

A Culture that is Fair

Individuals demonstrating Integrity to participate in interactions and decisions that are impartial, unprejudiced, and unbiased.

We stand for Respect

We recognize that every individual is unique and treat everyone with dignity regardless of gender, class, opinion, or creed.

A Culture that is Fun

Individuals feeling valued and treating each other with Respect to nurture a vibrant and inclusive workplace with an enjoyable experience.

Why foneloan?

foneloan has been able to create a buzz in the market, which we believe is primarily due to the novelty of the product concept and the potential it carries to open the door for the introduction of modern Digital Lending Services in the Nepalese banking sector.

Instant Cash

Instant Cash

No Bank Visit

No Bank Visit

No Collateral

No Collateral

No Paperwork

No Paperwork

Hear from our clients

Still have queries?

Reach us